Full ZIP publication

Albany-Schenectady-Troy, NY banking access

82 eligible ZIPs have this certified CBSA association. CBSA geography can include metropolitan or micropolitan areas; it is not a city boundary. National and state ranks are preserved.

Public records are free to view. Higher pressure reflects greater measured banking-access constraints; it is not an overall quality rating. Ranks below preserve the source’s comparison universe and ties.

82 eligible ZIPs in this report. First 82 shown.

ZIP profileState / source countyPressure indexZIP classificationNational pressure rankState pressure rank
12168NY
Rensselaer NY
99.6951Banking-desert dominant#57 of 20,307#3 of 1,159
12138NY
Rensselaer NY
96.9239Banking-desert dominant#187 of 20,307#9 of 1,159
12059NY
Albany NY
89.3413Banking-desert dominant#362 of 20,307#17 of 1,159
12052NY
Rensselaer NY
80.7325Banking-desert dominant#513 of 20,307#25 of 1,159
12074NY
Saratoga NY
78.0351Banking-desert dominant#550 of 20,307#26 of 1,159
12062NY
Rensselaer NY
77.0008Banking-desert dominant#570 of 20,307#28 of 1,159
12023NY
Albany NY
68.6058Banking-desert dominant#714 of 20,307#38 of 1,159
12850NY
Saratoga NY
66.4076Banking-desert dominant#757 of 20,307#40 of 1,159
12093NY
Schoharie NY
61.9165Banking-desert dominant#858 of 20,307#44 of 1,159
12134NY
Fulton NY
53.3281Potential-desert dominant#1,078 of 20,307#57 of 1,159
12122NY
Schoharie NY
52.6609Banking-desert dominant#1,102 of 20,307#59 of 1,159
12149NY
Schoharie NY
51.7516Potential-desert dominant#1,142 of 20,307#61 of 1,159
12835NY
Saratoga NY
49.9978Mixed financial access#1,243 of 20,307#67 of 1,159
12123NY
Rensselaer NY
46.3187Potential-desert dominant#1,563 of 20,307#76 of 1,159
12053NY
Schenectady NY
43.206Potential-desert dominant#1,731 of 20,307#86 of 1,159
12197NY
Otsego NY
35.6301Potential-desert dominant#2,123 of 20,307#98 of 1,159
12009NY
Albany NY
23.6004Non-desert with desert exposure#2,896 of 20,307#127 of 1,159
12167NY
Delaware NY
23.1732Non-desert with desert exposure#2,929 of 20,307#129 of 1,159
12025NY
Fulton NY
22.3105Non-desert with desert exposure#2,993 of 20,307#132 of 1,159
12018NY
Rensselaer NY
21.0566Non-desert with desert exposure#3,093 of 20,307#137 of 1,159
12871NY
Saratoga NY
19.6476Non-desert with desert exposure#3,212 of 20,307#139 of 1,159
12056NY
Schenectady NY
18.4785Non-desert with desert exposure#3,319 of 20,307#142 of 1,159
12043NY
Schoharie NY
9.843Non-desert with desert exposure#4,367 of 20,307#166 of 1,159
12831NY
Saratoga NY
8.5814Non-desert with desert exposure#4,575 of 20,307#175 of 1,159
12193NY
Albany NY
5.9371Non-desert with desert exposure#5,093 of 20,307#192 of 1,159
12822NY
Saratoga NY
5.8011Non-desert with desert exposure#5,123 of 20,307#193 of 1,159
12170NY
Saratoga NY
4.2121Non-desert with desert exposure#5,502 of 20,307#210 of 1,159
12186NY
Albany NY
3.7327Non-desert with desert exposure#5,629 of 20,307#217 of 1,159
12083NY
Greene NY
3.165Non-desert with desert exposure#5,792 of 20,307#224 of 1,159
12866NY
Saratoga NY
2.0644Non-desert with desert exposure#6,155 of 20,307#246 of 1,159
12828NY
Washington NY
1.9708Non-desert with desert exposure#6,193 of 20,307#249 of 1,159
12020NY
Saratoga NY
0.7296Non-desert with desert exposure#6,790 of 20,307#278 of 1,159
12157NY
Schoharie NY
0.5915Non-desert with desert exposure#6,893 of 20,307#282 of 1,159
12090NY
Rensselaer NY
0.2553Non-desert with desert exposure#7,231 of 20,307#292 of 1,159
12010NY
Montgomery NY
0.2256Non-desert with desert exposure#7,272 of 20,307#294 of 1,159
12306NY
Schenectady NY
0.1285Non-desert with desert exposure#7,431 of 20,307#305 of 1,159
13320NY
Otsego NY
0.0955Non-desert with desert exposure#7,494 of 20,307#307 of 1,159
12180NY
Rensselaer NY
0.0897Non-desert with desert exposure#7,511 of 20,307#308 of 1,159
12065NY
Saratoga NY
0.0Non-desert dominant#7,778 of 20,307#318 of 1,159
12203NY
Albany NY
0.0Non-desert dominant#7,778 of 20,307#318 of 1,159
12303NY
Albany NY
0.0Non-desert dominant#7,778 of 20,307#318 of 1,159
12302NY
Schenectady NY
0.0Non-desert dominant#7,778 of 20,307#318 of 1,159
12309NY
Schenectady NY
0.0Non-desert dominant#7,778 of 20,307#318 of 1,159
12205NY
Albany NY
0.0Non-desert dominant#7,778 of 20,307#318 of 1,159
12144NY
Rensselaer NY
0.0Non-desert dominant#7,778 of 20,307#318 of 1,159
12208NY
Albany NY
0.0Non-desert dominant#7,778 of 20,307#318 of 1,159
12304NY
Schenectady NY
0.0Non-desert dominant#7,778 of 20,307#318 of 1,159
12110NY
Albany NY
0.0Non-desert dominant#7,778 of 20,307#318 of 1,159
12047NY
Albany NY
0.0Non-desert dominant#7,778 of 20,307#318 of 1,159
12189NY
Albany NY
0.0Non-desert dominant#7,778 of 20,307#318 of 1,159
12308NY
Schenectady NY
0.0Non-desert dominant#7,778 of 20,307#318 of 1,159
12118NY
Saratoga NY
0.0Non-desert dominant#7,778 of 20,307#318 of 1,159
12206NY
Albany NY
0.0Non-desert dominant#7,778 of 20,307#318 of 1,159
12182NY
Rensselaer NY
0.0Non-desert dominant#7,778 of 20,307#318 of 1,159
12019NY
Saratoga NY
0.0Non-desert dominant#7,778 of 20,307#318 of 1,159
12210NY
Albany NY
0.0Non-desert dominant#7,778 of 20,307#318 of 1,159
12202NY
Albany NY
0.0Non-desert dominant#7,778 of 20,307#318 of 1,159
12211NY
Albany NY
0.0Non-desert dominant#7,778 of 20,307#318 of 1,159
12188NY
Saratoga NY
0.0Non-desert dominant#7,778 of 20,307#318 of 1,159
12054NY
Albany NY
0.0Non-desert dominant#7,778 of 20,307#318 of 1,159
12198NY
Rensselaer NY
0.0Non-desert dominant#7,778 of 20,307#318 of 1,159
12305NY
Schenectady NY
0.0Non-desert dominant#7,778 of 20,307#318 of 1,159
12061NY
Rensselaer NY
0.0Non-desert dominant#7,778 of 20,307#318 of 1,159
12209NY
Albany NY
0.0Non-desert dominant#7,778 of 20,307#318 of 1,159
12204NY
Albany NY
0.0Non-desert dominant#7,778 of 20,307#318 of 1,159
12307NY
Schenectady NY
0.0Non-desert dominant#7,778 of 20,307#318 of 1,159
12033NY
Rensselaer NY
0.0Non-desert dominant#7,778 of 20,307#318 of 1,159
12158NY
Albany NY
0.0Non-desert dominant#7,778 of 20,307#318 of 1,159
12084NY
Albany NY
0.0Non-desert dominant#7,778 of 20,307#318 of 1,159
12803NY
Saratoga NY
0.0Non-desert dominant#7,778 of 20,307#318 of 1,159
12159NY
Albany NY
0.0Non-desert dominant#7,778 of 20,307#318 of 1,159
12077NY
Albany NY
0.0Non-desert dominant#7,778 of 20,307#318 of 1,159
12184NY
Columbia NY
0.0Non-desert dominant#7,778 of 20,307#318 of 1,159
12143NY
Albany NY
0.0Non-desert dominant#7,778 of 20,307#318 of 1,159
12833NY
Saratoga NY
0.0Non-desert dominant#7,778 of 20,307#318 of 1,159
12183NY
Albany NY
0.0Non-desert dominant#7,778 of 20,307#318 of 1,159
12207NY
Albany NY
0.0Non-desert dominant#7,778 of 20,307#318 of 1,159
12027NY
Saratoga NY
0.0Non-desert dominant#7,778 of 20,307#318 of 1,159
12196NY
Rensselaer NY
0.0Non-desert dominant#7,778 of 20,307#318 of 1,159
12148NY
Saratoga NY
0.0Non-desert dominant#7,778 of 20,307#318 of 1,159
12154NY
Rensselaer NY
0.0Non-desert dominant#7,778 of 20,307#318 of 1,159
12859NY
Saratoga NY
0.0Non-desert dominant#7,778 of 20,307#318 of 1,159
Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →