ZIP profile

Banking access in ZIP 12822

New York · Saratoga NY. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 5.8011. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index5.8011
National pressure rank#5,123 of 20,307
National percentile72.25
State pressure rank#193 of 1,159
State percentile82.4
Weighted banking-desert geography5.80%
Weighted potential-desert geography0.00%
Population banking-desert exposure3.10%
Population potential-desert exposure0.00%
Allocated population6,168.98
Allocated population in banking deserts191.52

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic0.360.36100.00%LIMITED
Asian non-Hispanic0.000.00UnavailableNOT_AVAILABLE
Black non-Hispanic12.583.2525.80%LIMITED
Residents with disabilities1,014.5337.333.68%STANDARD
Hispanic115.940.180.16%LIMITED
Older residents1,253.0567.635.40%STANDARD
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color253.059.743.85%LIMITED
Two or more races non-Hispanic124.165.954.79%LIMITED
White non-Hispanic5,915.94181.793.07%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →