ZIP profile

Banking access in ZIP 12168

New York · Rensselaer NY. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 99.6951. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index99.6951
National pressure rank#57 of 20,307
National percentile98.43
State pressure rank#3 of 1,159
State percentile99.22
Weighted banking-desert geography99.70%
Weighted potential-desert geography0.00%
Population banking-desert exposure99.76%
Population potential-desert exposure0.00%
Allocated population1,823.56
Allocated population in banking deserts1,819.19

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic0.010.000.00%LIMITED
Asian non-Hispanic0.090.0450.78%LIMITED
Black non-Hispanic0.030.03100.00%LIMITED
Residents with disabilities279.90279.0499.69%LIMITED
Hispanic0.190.1791.63%LIMITED
Older residents328.95328.0499.72%LIMITED
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color21.7121.6399.62%LIMITED
Two or more races non-Hispanic21.4021.3899.93%LIMITED
White non-Hispanic1,801.851,797.5699.76%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →