ZIP profile

Banking access in ZIP 12122

New York · Schoharie NY. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 52.6609. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index52.6609
National pressure rank#1,102 of 20,307
National percentile93.26
State pressure rank#59 of 1,159
State percentile94.39
Weighted banking-desert geography52.66%
Weighted potential-desert geography0.00%
Population banking-desert exposure35.51%
Population potential-desert exposure0.00%
Allocated population4,294.42
Allocated population in banking deserts1,524.74

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic1.020.000.00%LIMITED
Asian non-Hispanic48.508.0316.56%LIMITED
Black non-Hispanic42.837.4817.47%LIMITED
Residents with disabilities739.16287.2138.86%LIMITED
Hispanic153.8360.0939.06%LIMITED
Older residents1,079.40420.1538.92%STANDARD
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color310.4299.8932.18%LIMITED
Two or more races non-Hispanic64.2424.2937.81%LIMITED
White non-Hispanic3,983.991,424.8535.76%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →