ZIP profile

Banking access in ZIP 12123

New York · Rensselaer NY. Source year 2025.

Potential-desert dominant

The published Financial Access Pressure Index is 46.3187. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index46.3187
National pressure rank#1,563 of 20,307
National percentile89.89
State pressure rank#76 of 1,159
State percentile92.58
Weighted banking-desert geography19.52%
Weighted potential-desert geography53.59%
Population banking-desert exposure26.40%
Population potential-desert exposure21.97%
Allocated population5,120.04
Allocated population in banking deserts1,351.74

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic1.420.000.00%LIMITED
Asian non-Hispanic9.863.2833.27%LIMITED
Black non-Hispanic28.700.000.00%LIMITED
Residents with disabilities738.67148.0820.05%LIMITED
Hispanic71.4146.2764.80%LIMITED
Older residents1,033.69298.7728.90%STANDARD
Other race non-Hispanic53.120.000.00%LIMITED
People of color350.4165.2218.61%LIMITED
Two or more races non-Hispanic185.9015.678.43%LIMITED
White non-Hispanic4,769.631,286.5226.97%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →