ZIP profile

Banking access in ZIP 12835

New York · Saratoga NY. Source year 2025.

Mixed financial access

The published Financial Access Pressure Index is 49.9978. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index49.9978
National pressure rank#1,243 of 20,307
National percentile91.49
State pressure rank#67 of 1,159
State percentile93.36
Weighted banking-desert geography42.95%
Weighted potential-desert geography14.10%
Population banking-desert exposure31.18%
Population potential-desert exposure9.60%
Allocated population2,672.17
Allocated population in banking deserts833.13

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic2.341.5767.00%LIMITED
Asian non-Hispanic2.060.000.00%LIMITED
Black non-Hispanic16.9814.1283.17%LIMITED
Residents with disabilities394.85162.3941.13%LIMITED
Hispanic26.590.782.95%LIMITED
Older residents712.06294.1841.31%LIMITED
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color91.8742.3646.11%LIMITED
Two or more races non-Hispanic43.9025.8958.97%LIMITED
White non-Hispanic2,580.30790.7730.65%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →