ZIP profile

Banking access in ZIP 12138

New York · Rensselaer NY. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 96.9239. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index96.9239
National pressure rank#187 of 20,307
National percentile97.79
State pressure rank#9 of 1,159
State percentile98.71
Weighted banking-desert geography96.92%
Weighted potential-desert geography0.00%
Population banking-desert exposure92.60%
Population potential-desert exposure0.00%
Allocated population3,407.03
Allocated population in banking deserts3,154.81

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic0.000.00UnavailableNOT_AVAILABLE
Asian non-Hispanic4.333.3878.11%LIMITED
Black non-Hispanic19.4917.4189.35%LIMITED
Residents with disabilities507.82483.5495.22%LIMITED
Hispanic52.4147.6390.88%LIMITED
Older residents636.22591.8793.03%LIMITED
Other race non-Hispanic0.620.000.00%LIMITED
People of color136.91123.6090.28%LIMITED
Two or more races non-Hispanic60.0655.1891.87%LIMITED
White non-Hispanic3,270.123,031.2092.69%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →