ZIP profile

Banking access in ZIP 12059

New York · Albany NY. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 89.3413. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index89.3413
National pressure rank#362 of 20,307
National percentile96.93
State pressure rank#17 of 1,159
State percentile98.02
Weighted banking-desert geography79.63%
Weighted potential-desert geography19.42%
Population banking-desert exposure79.74%
Population potential-desert exposure19.13%
Allocated population1,641.42
Allocated population in banking deserts1,308.81

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic0.340.000.00%LIMITED
Asian non-Hispanic13.3313.1798.76%LIMITED
Black non-Hispanic6.586.1192.94%LIMITED
Residents with disabilities181.70150.4982.82%LIMITED
Hispanic15.2515.0598.68%LIMITED
Older residents333.10282.1784.71%LIMITED
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color64.5963.0297.56%LIMITED
Two or more races non-Hispanic29.0928.6998.62%LIMITED
White non-Hispanic1,576.821,245.7979.01%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →