ZIP profile

Banking access in ZIP 12134

New York · Fulton NY. Source year 2025.

Potential-desert dominant

The published Financial Access Pressure Index is 53.3281. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index53.3281
National pressure rank#1,078 of 20,307
National percentile93.38
State pressure rank#57 of 1,159
State percentile94.56
Weighted banking-desert geography7.65%
Weighted potential-desert geography91.35%
Population banking-desert exposure2.29%
Population potential-desert exposure96.74%
Allocated population3,970.12
Allocated population in banking deserts90.96

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic2.710.072.59%LIMITED
Asian non-Hispanic7.510.000.00%LIMITED
Black non-Hispanic8.440.637.50%LIMITED
Residents with disabilities657.9814.072.14%LIMITED
Hispanic119.851.030.86%LIMITED
Older residents1,096.9021.681.98%STANDARD
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color200.162.891.44%LIMITED
Two or more races non-Hispanic61.651.161.88%LIMITED
White non-Hispanic3,769.9688.072.34%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →