ZIP profile

Banking access in ZIP 12186

New York · Albany NY. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 3.7327. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index3.7327
National pressure rank#5,629 of 20,307
National percentile69.73
State pressure rank#217 of 1,159
State percentile80.33
Weighted banking-desert geography2.76%
Weighted potential-desert geography1.95%
Population banking-desert exposure2.86%
Population potential-desert exposure1.98%
Allocated population6,292.04
Allocated population in banking deserts179.68

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic3.040.000.00%LIMITED
Asian non-Hispanic108.281.811.67%LIMITED
Black non-Hispanic43.520.841.93%LIMITED
Residents with disabilities573.2420.663.60%LIMITED
Hispanic152.222.071.36%LIMITED
Older residents1,256.1338.743.08%STANDARD
Other race non-Hispanic5.000.000.00%LIMITED
People of color491.168.651.76%LIMITED
Two or more races non-Hispanic179.113.942.20%LIMITED
White non-Hispanic5,800.87171.032.95%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →