ZIP profile

Banking access in ZIP 18707

Pennsylvania · Luzerne PA. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 14.3607. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index14.3607
National pressure rank#3,763 of 20,307
National percentile79.01
State pressure rank#129 of 1,003
State percentile86.54
Weighted banking-desert geography14.36%
Weighted potential-desert geography0.00%
Population banking-desert exposure13.05%
Population potential-desert exposure0.00%
Allocated population15,787.92
Allocated population in banking deserts2,060.19

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic0.000.00UnavailableNOT_AVAILABLE
Asian non-Hispanic667.204.030.60%LIMITED
Black non-Hispanic31.532.538.02%LIMITED
Residents with disabilities1,618.05265.9816.44%STANDARD
Hispanic436.874.220.97%LIMITED
Older residents2,689.78380.0114.13%STANDARD
Other race non-Hispanic13.000.000.00%LIMITED
People of color1,384.2030.002.17%STANDARD
Two or more races non-Hispanic235.6019.228.16%LIMITED
White non-Hispanic14,403.722,030.1914.09%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →