ZIP profile

Banking access in ZIP 18618

Pennsylvania · Luzerne PA. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 31.2741. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index31.2741
National pressure rank#2,364 of 20,307
National percentile85.94
State pressure rank#76 of 1,003
State percentile91.82
Weighted banking-desert geography31.27%
Weighted potential-desert geography0.00%
Population banking-desert exposure31.65%
Population potential-desert exposure0.00%
Allocated population3,728.72
Allocated population in banking deserts1,179.96

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic2.141.2558.27%LIMITED
Asian non-Hispanic44.4118.5941.86%LIMITED
Black non-Hispanic19.282.9515.29%LIMITED
Residents with disabilities549.56195.3135.54%LIMITED
Hispanic12.066.0049.75%LIMITED
Older residents896.99225.7025.16%LIMITED
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color100.0546.6446.61%LIMITED
Two or more races non-Hispanic22.1617.8580.58%LIMITED
White non-Hispanic3,628.671,133.3231.23%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →