ZIP profile

Banking access in ZIP 18249

Pennsylvania · Luzerne PA. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 40.2447. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index40.2447
National pressure rank#1,896 of 20,307
National percentile88.25
State pressure rank#62 of 1,003
State percentile93.22
Weighted banking-desert geography40.24%
Weighted potential-desert geography0.00%
Population banking-desert exposure25.73%
Population potential-desert exposure0.00%
Allocated population4,197.94
Allocated population in banking deserts1,079.96

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic1.820.000.00%LIMITED
Asian non-Hispanic92.1514.4915.72%LIMITED
Black non-Hispanic34.270.000.00%LIMITED
Residents with disabilities474.88166.6135.09%LIMITED
Hispanic80.473.624.50%LIMITED
Older residents932.90325.9834.94%LIMITED
Other race non-Hispanic2.540.000.00%LIMITED
People of color242.2718.117.48%LIMITED
Two or more races non-Hispanic31.020.000.00%LIMITED
White non-Hispanic3,955.671,061.8526.84%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →