ZIP profile

Banking access in ZIP 18202

Pennsylvania · Luzerne PA. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 5.2617. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index5.2617
National pressure rank#5,236 of 20,307
National percentile71.69
State pressure rank#182 of 1,003
State percentile81.26
Weighted banking-desert geography5.26%
Weighted potential-desert geography0.00%
Population banking-desert exposure2.76%
Population potential-desert exposure0.00%
Allocated population13,692.88
Allocated population in banking deserts378.49

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic0.390.000.00%LIMITED
Asian non-Hispanic27.365.0818.56%LIMITED
Black non-Hispanic147.180.000.00%LIMITED
Residents with disabilities2,309.2058.392.53%STANDARD
Hispanic4,005.821.270.03%STANDARD
Older residents3,219.72114.253.55%STANDARD
Other race non-Hispanic0.850.000.00%LIMITED
People of color4,264.976.350.15%STANDARD
Two or more races non-Hispanic83.370.000.00%LIMITED
White non-Hispanic9,427.91372.143.95%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →