Full ZIP publication

Bay City, MI banking access

13 eligible ZIPs have this certified CBSA association. CBSA geography can include metropolitan or micropolitan areas; it is not a city boundary. National and state ranks are preserved.

Public records are free to view. Higher pressure reflects greater measured banking-access constraints; it is not an overall quality rating. Ranks below preserve the source’s comparison universe and ties.

13 eligible ZIPs in this report. First 13 shown.

ZIP profileState / source countyPressure indexZIP classificationNational pressure rankState pressure rank
48634MI
Bay MI
38.8164Potential-desert dominant#1,966 of 20,307#61 of 742
48631MI
Bay MI
38.7984Non-desert with desert exposure#1,968 of 20,307#62 of 742
48650MI
Bay MI
30.4085Non-desert with desert exposure#2,405 of 20,307#86 of 742
48611MI
Bay MI
24.812Non-desert with desert exposure#2,809 of 20,307#101 of 742
48642MI
Midland MI
14.9076Non-desert with desert exposure#3,696 of 20,307#134 of 742
48623MI
Saginaw MI
7.8949Non-desert with desert exposure#4,712 of 20,307#170 of 742
48658MI
Arenac MI
5.1944Non-desert with desert exposure#5,248 of 20,307#205 of 742
48659MI
Arenac MI
4.9419Non-desert with desert exposure#5,306 of 20,307#209 of 742
48706MI
Bay MI
0.0Non-desert dominant#7,778 of 20,307#306 of 742
48708MI
Bay MI
0.0Non-desert dominant#7,778 of 20,307#306 of 742
48732MI
Bay MI
0.0Non-desert dominant#7,778 of 20,307#306 of 742
48604MI
Saginaw MI
0.0Non-desert dominant#7,778 of 20,307#306 of 742
48757MI
Tuscola MI
0.0Non-desert dominant#7,778 of 20,307#306 of 742
Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →