ZIP profile

Banking access in ZIP 48659

Michigan · Arenac MI. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 4.9419. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index4.9419
National pressure rank#5,306 of 20,307
National percentile71.34
State pressure rank#209 of 742
State percentile70.75
Weighted banking-desert geography4.81%
Weighted potential-desert geography0.26%
Population banking-desert exposure3.61%
Population potential-desert exposure0.15%
Allocated population2,450.60
Allocated population in banking deserts88.39

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic16.890.191.15%LIMITED
Asian non-Hispanic9.210.000.00%LIMITED
Black non-Hispanic14.800.040.26%LIMITED
Residents with disabilities450.7614.013.11%LIMITED
Hispanic52.941.162.20%LIMITED
Older residents554.3220.423.68%LIMITED
Other race non-Hispanic0.410.1638.00%LIMITED
People of color130.193.072.36%LIMITED
Two or more races non-Hispanic35.931.514.21%LIMITED
White non-Hispanic2,320.4185.323.68%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →