ZIP profile

Banking access in ZIP 48642

Michigan · Midland MI. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 14.9076. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index14.9076
National pressure rank#3,696 of 20,307
National percentile79.34
State pressure rank#134 of 742
State percentile80.86
Weighted banking-desert geography8.84%
Weighted potential-desert geography12.13%
Population banking-desert exposure7.91%
Population potential-desert exposure6.91%
Allocated population32,525.02
Allocated population in banking deserts2,573.65

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic147.6832.1221.75%LIMITED
Asian non-Hispanic1,194.2513.191.10%STANDARD
Black non-Hispanic378.780.000.00%LIMITED
Residents with disabilities3,878.62335.208.64%STANDARD
Hispanic1,165.4232.932.83%STANDARD
Older residents5,945.92479.088.06%HIGH
Other race non-Hispanic21.360.000.00%LIMITED
People of color3,447.02124.723.62%STANDARD
Two or more races non-Hispanic530.5046.488.76%LIMITED
White non-Hispanic29,078.012,448.948.42%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →