ZIP profile

Banking access in ZIP 48623

Michigan · Saginaw MI. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 7.8949. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index7.8949
National pressure rank#4,712 of 20,307
National percentile74.29
State pressure rank#170 of 742
State percentile76.01
Weighted banking-desert geography6.82%
Weighted potential-desert geography2.15%
Population banking-desert exposure6.62%
Population potential-desert exposure1.18%
Allocated population13,983.96
Allocated population in banking deserts925.62

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic79.856.768.47%LIMITED
Asian non-Hispanic102.020.850.83%LIMITED
Black non-Hispanic558.203.590.64%LIMITED
Residents with disabilities1,133.12117.9510.41%STANDARD
Hispanic394.3126.426.70%LIMITED
Older residents1,967.13187.289.52%STANDARD
Other race non-Hispanic1.240.000.00%LIMITED
People of color1,390.7749.043.53%STANDARD
Two or more races non-Hispanic254.6211.414.48%LIMITED
White non-Hispanic12,593.18876.586.96%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →