ZIP profile

Banking access in ZIP 48611

Michigan · Bay MI. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 24.812. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index24.812
National pressure rank#2,809 of 20,307
National percentile83.73
State pressure rank#101 of 742
State percentile85.31
Weighted banking-desert geography24.81%
Weighted potential-desert geography0.00%
Population banking-desert exposure16.47%
Population potential-desert exposure0.00%
Allocated population6,011.63
Allocated population in banking deserts990.09

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic8.230.000.00%LIMITED
Asian non-Hispanic86.441.191.38%LIMITED
Black non-Hispanic0.010.000.00%LIMITED
Residents with disabilities698.25155.5422.28%LIMITED
Hispanic259.3620.317.83%LIMITED
Older residents964.93166.2917.23%LIMITED
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color396.2425.096.33%LIMITED
Two or more races non-Hispanic42.193.588.49%LIMITED
White non-Hispanic5,615.39965.0117.19%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →