ZIP profile

Banking access in ZIP 99712

Alaska · Fairbanks North Star Borough AK. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 44.4733. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index44.4733
National pressure rank#1,658 of 20,307
National percentile89.43
State pressure rank#7 of 69
State percentile62.32
Weighted banking-desert geography44.17%
Weighted potential-desert geography0.60%
Population banking-desert exposure35.05%
Population potential-desert exposure0.50%
Allocated population14,459.97
Allocated population in banking deserts5,068.00

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic1,342.63916.0068.22%STANDARD
Asian non-Hispanic333.2545.0013.50%LIMITED
Black non-Hispanic93.490.000.00%LIMITED
Residents with disabilities1,833.01706.6438.55%STANDARD
Hispanic1,162.55363.0031.22%STANDARD
Older residents2,013.54458.0022.75%STANDARD
Other race non-Hispanic10.310.000.00%LIMITED
People of color4,105.591,585.0038.61%STANDARD
Two or more races non-Hispanic1,163.36261.0022.43%STANDARD
White non-Hispanic10,354.383,483.0033.64%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →