ZIP profile

Banking access in ZIP 47868

Indiana · Owen IN. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 95.3381. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index95.3381
National pressure rank#237 of 20,307
National percentile97.54
State pressure rank#6 of 473
State percentile98.94
Weighted banking-desert geography90.68%
Weighted potential-desert geography9.32%
Population banking-desert exposure89.59%
Population potential-desert exposure10.41%
Allocated population3,127.51
Allocated population in banking deserts2,801.92

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic0.290.29100.00%LIMITED
Asian non-Hispanic2.312.31100.00%LIMITED
Black non-Hispanic23.1823.18100.00%LIMITED
Residents with disabilities544.69499.2791.66%LIMITED
Hispanic7.977.8097.91%LIMITED
Older residents594.27542.4391.28%LIMITED
Other race non-Hispanic0.190.19100.00%LIMITED
People of color83.7980.0495.52%LIMITED
Two or more races non-Hispanic49.8546.2792.81%LIMITED
White non-Hispanic3,043.712,721.8889.43%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →