ZIP profile

Banking access in ZIP 46614

Indiana · St. Joseph IN. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 2.4438. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index2.4438
National pressure rank#6,024 of 20,307
National percentile67.77
State pressure rank#170 of 473
State percentile64.27
Weighted banking-desert geography1.44%
Weighted potential-desert geography2.00%
Population banking-desert exposure0.89%
Population potential-desert exposure2.38%
Allocated population30,956.25
Allocated population in banking deserts276.53

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic1.530.000.00%LIMITED
Asian non-Hispanic294.840.000.00%LIMITED
Black non-Hispanic3,918.270.000.00%STANDARD
Residents with disabilities4,472.0328.400.64%STANDARD
Hispanic2,358.474.800.20%STANDARD
Older residents6,378.3351.730.81%HIGH
Other race non-Hispanic81.870.000.00%LIMITED
People of color7,950.526.000.08%HIGH
Two or more races non-Hispanic1,294.461.200.09%STANDARD
White non-Hispanic23,005.73270.531.18%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →