ZIP profile

Banking access in ZIP 46574

Indiana · St. Joseph IN. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 12.5431. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index12.5431
National pressure rank#4,000 of 20,307
National percentile77.83
State pressure rank#101 of 473
State percentile78.86
Weighted banking-desert geography12.54%
Weighted potential-desert geography0.00%
Population banking-desert exposure20.87%
Population potential-desert exposure0.00%
Allocated population9,244.55
Allocated population in banking deserts1,929.17

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic9.495.6359.27%LIMITED
Asian non-Hispanic16.190.060.38%LIMITED
Black non-Hispanic145.9031.7521.76%LIMITED
Residents with disabilities1,254.87297.8023.73%STANDARD
Hispanic339.90168.1549.47%LIMITED
Older residents1,684.75349.0820.72%STANDARD
Other race non-Hispanic26.900.000.00%LIMITED
People of color575.76210.7536.60%LIMITED
Two or more races non-Hispanic37.375.1513.78%LIMITED
White non-Hispanic8,668.791,718.4219.82%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →