ZIP profile

Banking access in ZIP 46554

Indiana · St. Joseph IN. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 2.8141. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index2.8141
National pressure rank#5,916 of 20,307
National percentile68.31
State pressure rank#167 of 473
State percentile64.9
Weighted banking-desert geography0.89%
Weighted potential-desert geography3.84%
Population banking-desert exposure1.23%
Population potential-desert exposure4.43%
Allocated population4,946.62
Allocated population in banking deserts61.01

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic0.650.1827.30%LIMITED
Asian non-Hispanic20.250.000.00%LIMITED
Black non-Hispanic14.651.006.86%LIMITED
Residents with disabilities682.549.431.38%LIMITED
Hispanic136.675.333.90%LIMITED
Older residents947.0711.051.17%LIMITED
Other race non-Hispanic11.140.000.00%LIMITED
People of color195.686.673.41%LIMITED
Two or more races non-Hispanic12.110.161.29%LIMITED
White non-Hispanic4,750.9354.331.14%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →