ZIP profile

Banking access in ZIP 46552

Indiana · St. Joseph IN. Source year 2025.

Potential-desert dominant

The published Financial Access Pressure Index is 51.7513. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index51.7513
National pressure rank#1,143 of 20,307
National percentile93.06
State pressure rank#32 of 473
State percentile93.45
Weighted banking-desert geography6.08%
Weighted potential-desert geography91.34%
Population banking-desert exposure4.92%
Population potential-desert exposure93.30%
Allocated population6,888.14
Allocated population in banking deserts338.74

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic5.980.315.19%LIMITED
Asian non-Hispanic55.275.8410.56%LIMITED
Black non-Hispanic27.292.8210.34%LIMITED
Residents with disabilities1,106.8156.195.08%STANDARD
Hispanic115.0618.8716.40%LIMITED
Older residents1,105.9179.197.16%STANDARD
Other race non-Hispanic78.291.882.40%LIMITED
People of color350.6833.689.60%LIMITED
Two or more races non-Hispanic68.803.965.76%LIMITED
White non-Hispanic6,537.45305.064.67%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →