ZIP profile

Banking access in ZIP 41040

Kentucky · Pendleton KY. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 3.5657. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index3.5657
National pressure rank#5,672 of 20,307
National percentile69.52
State pressure rank#127 of 390
State percentile67.69
Weighted banking-desert geography1.15%
Weighted potential-desert geography4.83%
Population banking-desert exposure0.50%
Population potential-desert exposure3.79%
Allocated population7,289.25
Allocated population in banking deserts36.75

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic4.950.000.00%LIMITED
Asian non-Hispanic24.610.000.00%LIMITED
Black non-Hispanic31.591.645.18%LIMITED
Residents with disabilities1,594.934.170.26%STANDARD
Hispanic105.550.000.00%LIMITED
Older residents1,115.006.510.58%STANDARD
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color213.641.910.89%LIMITED
Two or more races non-Hispanic46.730.270.58%LIMITED
White non-Hispanic7,075.6034.840.49%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →