ZIP profile

Banking access in ZIP 31405

Georgia · Chatham GA. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 3.0164. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index3.0164
National pressure rank#5,839 of 20,307
National percentile68.69
State pressure rank#284 of 612
State percentile52.12
Weighted banking-desert geography0.00%
Weighted potential-desert geography6.03%
Population banking-desert exposure0.00%
Population potential-desert exposure7.38%
Allocated population35,457.21
Allocated population in banking deserts0.00

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic81.670.000.00%LIMITED
Asian non-Hispanic969.430.000.00%LIMITED
Black non-Hispanic16,926.750.000.00%HIGH
Residents with disabilities5,512.470.000.00%HIGH
Hispanic2,950.780.000.00%STANDARD
Older residents5,031.560.000.00%HIGH
Other race non-Hispanic26.250.000.00%LIMITED
People of color21,746.560.000.00%HIGH
Two or more races non-Hispanic760.860.000.00%LIMITED
White non-Hispanic13,710.650.000.00%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →