ZIP profile

Banking access in ZIP 18428

Pennsylvania · Wayne PA. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 20.8748. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index20.8748
National pressure rank#3,113 of 20,307
National percentile82.23
State pressure rank#106 of 1,003
State percentile88.83
Weighted banking-desert geography1.22%
Weighted potential-desert geography39.31%
Population banking-desert exposure0.38%
Population potential-desert exposure28.32%
Allocated population12,299.10
Allocated population in banking deserts47.22

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic3.840.000.00%LIMITED
Asian non-Hispanic116.490.000.00%LIMITED
Black non-Hispanic290.070.000.00%LIMITED
Residents with disabilities2,243.149.120.41%STANDARD
Hispanic733.700.370.05%LIMITED
Older residents3,348.8720.400.61%STANDARD
Other race non-Hispanic71.130.000.00%LIMITED
People of color1,576.680.370.02%STANDARD
Two or more races non-Hispanic361.460.000.00%LIMITED
White non-Hispanic10,722.4246.850.44%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →