ZIP profile

Banking access in ZIP 18407

Pennsylvania · Lackawanna PA. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 9.7355. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index9.7355
National pressure rank#4,391 of 20,307
National percentile75.88
State pressure rank#145 of 1,003
State percentile84.95
Weighted banking-desert geography9.74%
Weighted potential-desert geography0.00%
Population banking-desert exposure14.29%
Population potential-desert exposure0.00%
Allocated population13,715.57
Allocated population in banking deserts1,960.32

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic0.130.000.00%LIMITED
Asian non-Hispanic198.954.062.04%LIMITED
Black non-Hispanic52.643.165.99%LIMITED
Residents with disabilities2,490.85302.4512.14%STANDARD
Hispanic635.268.111.28%LIMITED
Older residents3,083.04447.6014.52%STANDARD
Other race non-Hispanic9.980.000.00%LIMITED
People of color1,334.9316.231.22%STANDARD
Two or more races non-Hispanic414.010.900.22%LIMITED
White non-Hispanic12,380.631,944.0915.70%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →