ZIP profile

Banking access in ZIP 16870

Pennsylvania · Centre PA. Source year 2025.

Mixed financial access

The published Financial Access Pressure Index is 50.0123. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index50.0123
National pressure rank#1,241 of 20,307
National percentile92.58
State pressure rank#41 of 1,003
State percentile95.91
Weighted banking-desert geography40.79%
Weighted potential-desert geography18.44%
Population banking-desert exposure32.04%
Population potential-desert exposure26.43%
Allocated population7,756.33
Allocated population in banking deserts2,484.85

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic8.720.000.00%LIMITED
Asian non-Hispanic281.8465.3423.19%LIMITED
Black non-Hispanic204.760.000.00%LIMITED
Residents with disabilities803.87306.4138.12%LIMITED
Hispanic98.0719.4319.81%LIMITED
Older residents998.35339.9734.05%LIMITED
Other race non-Hispanic6.186.18100.00%LIMITED
People of color671.53139.5220.78%LIMITED
Two or more races non-Hispanic71.9648.5767.49%LIMITED
White non-Hispanic7,084.802,345.3333.10%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →