ZIP profile

Banking access in ZIP 16154

Pennsylvania · Mercer PA. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 68.0378. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index68.0378
National pressure rank#723 of 20,307
National percentile95.14
State pressure rank#30 of 1,003
State percentile97.01
Weighted banking-desert geography59.77%
Weighted potential-desert geography16.54%
Population banking-desert exposure51.18%
Population potential-desert exposure22.06%
Allocated population2,863.36
Allocated population in banking deserts1,465.47

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic0.000.00UnavailableNOT_AVAILABLE
Asian non-Hispanic77.8677.86100.00%LIMITED
Black non-Hispanic54.2646.3585.42%LIMITED
Residents with disabilities508.27202.0739.76%LIMITED
Hispanic54.2144.4982.08%LIMITED
Older residents416.13128.8430.96%LIMITED
Other race non-Hispanic0.420.000.00%LIMITED
People of color214.25168.7078.74%LIMITED
Two or more races non-Hispanic27.500.000.00%LIMITED
White non-Hispanic2,649.111,296.7748.95%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →