ZIP profile

Banking access in ZIP 13491

New York · Herkimer NY. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 32.5651. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index32.5651
National pressure rank#2,301 of 20,307
National percentile86.25
State pressure rank#107 of 1,159
State percentile89.91
Weighted banking-desert geography17.28%
Weighted potential-desert geography30.57%
Population banking-desert exposure12.57%
Population potential-desert exposure55.45%
Allocated population3,486.48
Allocated population in banking deserts438.28

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic1.310.000.00%LIMITED
Asian non-Hispanic13.480.000.00%LIMITED
Black non-Hispanic7.580.000.00%LIMITED
Residents with disabilities434.2550.0911.54%LIMITED
Hispanic77.770.000.00%LIMITED
Older residents631.0684.5813.40%LIMITED
Other race non-Hispanic2.722.72100.00%LIMITED
People of color119.295.064.24%LIMITED
Two or more races non-Hispanic16.432.3314.20%LIMITED
White non-Hispanic3,367.18433.2212.87%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →