Full ZIP publication

Oneonta, NY banking access

17 eligible ZIPs have this certified CBSA association. CBSA geography can include metropolitan or micropolitan areas; it is not a city boundary. National and state ranks are preserved.

Public records are free to view. Higher pressure reflects greater measured banking-access constraints; it is not an overall quality rating. Ranks below preserve the source’s comparison universe and ties.

17 eligible ZIPs in this report. First 17 shown.

ZIP profileState / source countyPressure indexZIP classificationNational pressure rankState pressure rank
13485NY
Madison NY
71.0924Banking-desert dominant#674 of 20,307#36 of 1,159
13491NY
Herkimer NY
32.5651Non-desert with desert exposure#2,301 of 20,307#107 of 1,159
13843NY
Chenango NY
21.7952Non-desert with desert exposure#3,045 of 20,307#136 of 1,159
13439NY
Otsego NY
5.629Non-desert with desert exposure#5,162 of 20,307#196 of 1,159
13809NY
Chenango NY
3.888Non-desert with desert exposure#5,592 of 20,307#215 of 1,159
13825NY
Otsego NY
2.5383Non-desert with desert exposure#5,989 of 20,307#234 of 1,159
13849NY
Otsego NY
1.6163Non-desert with desert exposure#6,358 of 20,307#257 of 1,159
13411NY
Chenango NY
0.3679Non-desert with desert exposure#7,108 of 20,307#289 of 1,159
13820NY
Otsego NY
0.0Non-desert dominant#7,778 of 20,307#318 of 1,159
13326NY
Otsego NY
0.0Non-desert dominant#7,778 of 20,307#318 of 1,159
13733NY
Chenango NY
0.0Non-desert dominant#7,778 of 20,307#318 of 1,159
13838NY
Delaware NY
0.0Non-desert dominant#7,778 of 20,307#318 of 1,159
12155NY
Otsego NY
0.0Non-desert dominant#7,778 of 20,307#318 of 1,159
12116NY
Otsego NY
0.0Non-desert dominant#7,778 of 20,307#318 of 1,159
13335NY
Otsego NY
0.0Non-desert dominant#7,778 of 20,307#318 of 1,159
13775NY
Delaware NY
0.0Non-desert dominant#7,778 of 20,307#318 of 1,159
13348NY
Otsego NY
0.0Non-desert dominant#7,778 of 20,307#318 of 1,159
Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →