ZIP profile

Banking access in ZIP 13439

New York · Otsego NY. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 5.629. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index5.629
National pressure rank#5,162 of 20,307
National percentile72.06
State pressure rank#196 of 1,159
State percentile82.14
Weighted banking-desert geography0.00%
Weighted potential-desert geography11.26%
Population banking-desert exposure0.00%
Population potential-desert exposure26.14%
Allocated population3,729.09
Allocated population in banking deserts0.00

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic0.650.000.00%LIMITED
Asian non-Hispanic15.750.000.00%LIMITED
Black non-Hispanic16.910.000.00%LIMITED
Residents with disabilities551.320.000.00%LIMITED
Hispanic128.280.000.00%LIMITED
Older residents725.920.000.00%LIMITED
Other race non-Hispanic2.940.000.00%LIMITED
People of color186.020.000.00%LIMITED
Two or more races non-Hispanic21.500.000.00%LIMITED
White non-Hispanic3,543.070.000.00%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →