ZIP profile

Banking access in ZIP 12514

New York · Dutchess NY. Source year 2025.

Mixed financial access

The published Financial Access Pressure Index is 62.1978. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index62.1978
National pressure rank#851 of 20,307
National percentile94.51
State pressure rank#43 of 1,159
State percentile95.77
Weighted banking-desert geography38.34%
Weighted potential-desert geography47.72%
Population banking-desert exposure42.49%
Population potential-desert exposure46.85%
Allocated population2,955.31
Allocated population in banking deserts1,255.70

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic2.590.000.00%LIMITED
Asian non-Hispanic57.284.467.79%LIMITED
Black non-Hispanic69.4736.3052.26%LIMITED
Residents with disabilities307.19182.1159.28%LIMITED
Hispanic283.6262.7822.14%LIMITED
Older residents707.84357.3750.49%LIMITED
Other race non-Hispanic0.320.000.00%LIMITED
People of color452.73116.9425.83%LIMITED
Two or more races non-Hispanic39.4513.3933.94%LIMITED
White non-Hispanic2,502.571,138.7645.50%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →