ZIP profile

Banking access in ZIP 08527

New Jersey · Ocean NJ. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 5.1782. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index5.1782
National pressure rank#5,256 of 20,307
National percentile71.59
State pressure rank#23 of 522
State percentile95.79
Weighted banking-desert geography0.00%
Weighted potential-desert geography10.36%
Population banking-desert exposure0.00%
Population potential-desert exposure9.76%
Allocated population56,985.24
Allocated population in banking deserts0.00

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic12.020.000.00%LIMITED
Asian non-Hispanic1,400.580.000.00%STANDARD
Black non-Hispanic2,864.800.000.00%STANDARD
Residents with disabilities6,285.810.000.00%HIGH
Hispanic6,797.560.000.00%HIGH
Older residents9,655.690.000.00%HIGH
Other race non-Hispanic81.940.000.00%LIMITED
People of color11,993.190.000.00%HIGH
Two or more races non-Hispanic836.300.000.00%LIMITED
White non-Hispanic44,992.050.000.00%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Metro association unavailable in this source. No city-level authority is included in this export.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →