ZIP profile

Banking access in ZIP 08349

New Jersey · Cumberland NJ. Source year 2025.

Potential-desert dominant

The published Financial Access Pressure Index is 74.4507. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index74.4507
National pressure rank#626 of 20,307
National percentile95.62
State pressure rank#1 of 522
State percentile100.0
Weighted banking-desert geography48.90%
Weighted potential-desert geography51.10%
Population banking-desert exposure79.97%
Population potential-desert exposure20.03%
Allocated population1,707.98
Allocated population in banking deserts1,365.91

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic50.5214.6729.03%LIMITED
Asian non-Hispanic14.4113.8495.99%LIMITED
Black non-Hispanic121.09117.3396.90%LIMITED
Residents with disabilities446.33369.7082.83%LIMITED
Hispanic175.77168.2595.72%LIMITED
Older residents288.18189.0065.58%LIMITED
Other race non-Hispanic0.830.83100.00%LIMITED
People of color432.39383.8288.77%LIMITED
Two or more races non-Hispanic69.7768.9098.76%LIMITED
White non-Hispanic1,275.59982.0976.99%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Metro association unavailable in this source. No city-level authority is included in this export.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →