ZIP profile

Banking access in ZIP 08311

New Jersey · Cumberland NJ. Source year 2025.

Potential-desert dominant

The published Financial Access Pressure Index is 49.4575. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index49.4575
National pressure rank#1,338 of 20,307
National percentile91.0
State pressure rank#3 of 522
State percentile99.62
Weighted banking-desert geography0.00%
Weighted potential-desert geography98.91%
Population banking-desert exposure0.00%
Population potential-desert exposure98.29%
Allocated population1,963.81
Allocated population in banking deserts0.00

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic82.690.000.00%LIMITED
Asian non-Hispanic0.130.000.00%LIMITED
Black non-Hispanic210.520.000.00%LIMITED
Residents with disabilities247.600.000.00%LIMITED
Hispanic252.570.000.00%LIMITED
Older residents253.450.000.00%LIMITED
Other race non-Hispanic8.830.000.00%LIMITED
People of color555.530.000.00%LIMITED
Two or more races non-Hispanic0.780.000.00%LIMITED
White non-Hispanic1,408.280.000.00%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Metro association unavailable in this source. No city-level authority is included in this export.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →