ZIP profile

Banking access in ZIP 08008

New Jersey · Ocean NJ. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 33.7823. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index33.7823
National pressure rank#2,236 of 20,307
National percentile86.57
State pressure rank#6 of 522
State percentile99.04
Weighted banking-desert geography20.54%
Weighted potential-desert geography26.49%
Population banking-desert exposure17.75%
Population potential-desert exposure17.08%
Allocated population6,943.15
Allocated population in banking deserts1,232.15

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic6.000.000.00%LIMITED
Asian non-Hispanic83.1851.1861.53%LIMITED
Black non-Hispanic1.000.000.00%LIMITED
Residents with disabilities827.36177.3621.44%LIMITED
Hispanic109.9613.9612.69%LIMITED
Older residents3,013.24617.2420.48%STANDARD
Other race non-Hispanic11.0810.0890.98%LIMITED
People of color332.2275.2222.64%LIMITED
Two or more races non-Hispanic121.000.000.00%LIMITED
White non-Hispanic6,610.941,156.9417.50%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Metro association unavailable in this source. No city-level authority is included in this export.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →