ZIP profile

Banking access in ZIP 98645

Washington · Cowlitz WA. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 60.1388. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index60.1388
National pressure rank#898 of 20,307
National percentile94.28
State pressure rank#26 of 387
State percentile90.18
Weighted banking-desert geography60.14%
Weighted potential-desert geography0.00%
Population banking-desert exposure48.42%
Population potential-desert exposure0.00%
Allocated population1,444.57
Allocated population in banking deserts699.43

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic40.9434.9985.47%LIMITED
Asian non-Hispanic4.570.000.00%LIMITED
Black non-Hispanic14.6514.65100.00%LIMITED
Residents with disabilities299.73167.6355.93%LIMITED
Hispanic97.0532.9633.96%LIMITED
Older residents368.03170.0846.21%LIMITED
Other race non-Hispanic28.0728.07100.00%LIMITED
People of color243.73132.6454.42%LIMITED
Two or more races non-Hispanic51.6321.9742.56%LIMITED
White non-Hispanic1,200.84566.7847.20%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →