ZIP profile

Banking access in ZIP 98312

Washington · Kitsap WA. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 21.0279. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index21.0279
National pressure rank#3,096 of 20,307
National percentile82.32
State pressure rank#71 of 387
State percentile75.97
Weighted banking-desert geography14.99%
Weighted potential-desert geography12.07%
Population banking-desert exposure17.88%
Population potential-desert exposure7.41%
Allocated population31,760.00
Allocated population in banking deserts5,679.46

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic191.8012.896.72%LIMITED
Asian non-Hispanic1,450.66191.4413.20%STANDARD
Black non-Hispanic1,445.9326.931.86%STANDARD
Residents with disabilities5,236.14938.9817.93%HIGH
Hispanic2,751.84291.2510.58%STANDARD
Older residents5,017.26940.0118.74%HIGH
Other race non-Hispanic99.611.551.55%LIMITED
People of color8,795.57818.109.30%HIGH
Two or more races non-Hispanic2,458.47229.389.33%STANDARD
White non-Hispanic22,964.424,861.3621.17%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →