ZIP profile

Banking access in ZIP 98295

Washington · Whatcom WA. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 20.6457. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index20.6457
National pressure rank#3,131 of 20,307
National percentile82.14
State pressure rank#72 of 387
State percentile75.71
Weighted banking-desert geography20.65%
Weighted potential-desert geography0.00%
Population banking-desert exposure11.83%
Population potential-desert exposure0.00%
Allocated population4,102.10
Allocated population in banking deserts485.21

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic59.211.903.21%LIMITED
Asian non-Hispanic31.335.7318.29%LIMITED
Black non-Hispanic6.590.000.00%LIMITED
Residents with disabilities680.38113.0516.62%LIMITED
Hispanic656.8834.945.32%LIMITED
Older residents501.9388.7917.69%LIMITED
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color835.1452.296.26%LIMITED
Two or more races non-Hispanic80.849.7212.02%LIMITED
White non-Hispanic3,266.96432.9113.25%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →