ZIP profile

Banking access in ZIP 98248

Washington · Whatcom WA. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 23.2005. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index23.2005
National pressure rank#2,927 of 20,307
National percentile83.15
State pressure rank#67 of 387
State percentile77.0
Weighted banking-desert geography23.20%
Weighted potential-desert geography0.00%
Population banking-desert exposure11.23%
Population potential-desert exposure0.00%
Allocated population24,603.30
Allocated population in banking deserts2,762.72

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic558.84158.6928.40%LIMITED
Asian non-Hispanic1,004.5962.266.20%STANDARD
Black non-Hispanic81.0021.3926.40%LIMITED
Residents with disabilities3,368.51470.0013.95%STANDARD
Hispanic3,035.51215.857.11%STANDARD
Older residents4,272.20567.2913.28%STANDARD
Other race non-Hispanic89.525.906.59%LIMITED
People of color5,521.58533.989.67%HIGH
Two or more races non-Hispanic671.0165.229.72%LIMITED
White non-Hispanic19,081.722,228.7411.68%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →