ZIP profile

Banking access in ZIP 98240

Washington · Whatcom WA. Source year 2025.

Potential-desert dominant

The published Financial Access Pressure Index is 65.7956. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index65.7956
National pressure rank#771 of 20,307
National percentile94.9
State pressure rank#24 of 387
State percentile90.7
Weighted banking-desert geography40.38%
Weighted potential-desert geography50.83%
Population banking-desert exposure37.47%
Population potential-desert exposure51.82%
Allocated population3,382.01
Allocated population in banking deserts1,267.37

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic1.700.4626.78%LIMITED
Asian non-Hispanic44.7825.9958.03%LIMITED
Black non-Hispanic5.470.9116.67%LIMITED
Residents with disabilities536.96191.3635.64%LIMITED
Hispanic224.6850.6022.52%LIMITED
Older residents632.22253.4740.09%LIMITED
Other race non-Hispanic10.330.000.00%LIMITED
People of color380.69101.2126.59%LIMITED
Two or more races non-Hispanic92.8222.3424.07%LIMITED
White non-Hispanic3,001.321,166.1738.86%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →