ZIP profile

Banking access in ZIP 98232

Washington · Skagit WA. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 95.4688. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index95.4688
National pressure rank#232 of 20,307
National percentile97.57
State pressure rank#7 of 387
State percentile95.09
Weighted banking-desert geography95.47%
Weighted potential-desert geography0.00%
Population banking-desert exposure92.80%
Population potential-desert exposure0.00%
Allocated population4,197.64
Allocated population in banking deserts3,895.49

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic18.4918.49100.00%LIMITED
Asian non-Hispanic49.1341.8585.19%LIMITED
Black non-Hispanic47.1047.10100.00%LIMITED
Residents with disabilities483.71455.3994.15%LIMITED
Hispanic211.04187.7088.94%LIMITED
Older residents833.12754.2390.53%LIMITED
Other race non-Hispanic4.814.81100.00%LIMITED
People of color465.53416.9589.56%LIMITED
Two or more races non-Hispanic134.96117.0086.69%LIMITED
White non-Hispanic3,732.113,478.5493.21%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →