ZIP profile

Banking access in ZIP 98230

Washington · Whatcom WA. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 26.1905. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index26.1905
National pressure rank#2,706 of 20,307
National percentile84.25
State pressure rank#60 of 387
State percentile78.81
Weighted banking-desert geography22.17%
Weighted potential-desert geography8.03%
Population banking-desert exposure30.02%
Population potential-desert exposure7.98%
Allocated population16,312.13
Allocated population in banking deserts4,897.50

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic76.8922.1828.84%LIMITED
Asian non-Hispanic375.6673.0619.45%LIMITED
Black non-Hispanic71.260.350.50%LIMITED
Residents with disabilities2,829.12713.0625.20%STANDARD
Hispanic1,049.19288.5827.51%STANDARD
Older residents4,111.891,049.1025.51%STANDARD
Other race non-Hispanic36.170.000.00%LIMITED
People of color2,740.49707.1725.80%STANDARD
Two or more races non-Hispanic1,037.11322.6531.11%STANDARD
White non-Hispanic13,571.634,190.3430.88%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →