ZIP profile

Banking access in ZIP 98229

Washington · Whatcom WA. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 31.5514. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index31.5514
National pressure rank#2,350 of 20,307
National percentile86.01
State pressure rank#50 of 387
State percentile81.4
Weighted banking-desert geography31.55%
Weighted potential-desert geography0.00%
Population banking-desert exposure21.92%
Population potential-desert exposure0.00%
Allocated population33,767.64
Allocated population in banking deserts7,400.27

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic162.1351.2131.59%LIMITED
Asian non-Hispanic1,430.45200.7014.03%STANDARD
Black non-Hispanic244.1360.2824.69%LIMITED
Residents with disabilities3,555.55705.5219.84%STANDARD
Hispanic3,117.43511.6416.41%STANDARD
Older residents6,312.721,586.2425.13%HIGH
Other race non-Hispanic15.880.000.00%LIMITED
People of color7,113.631,228.8517.27%HIGH
Two or more races non-Hispanic2,095.22393.6418.79%STANDARD
White non-Hispanic26,654.016,171.4123.15%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →