ZIP profile

Banking access in ZIP 98226

Washington · Whatcom WA. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 12.3979. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index12.3979
National pressure rank#4,018 of 20,307
National percentile77.74
State pressure rank#98 of 387
State percentile68.99
Weighted banking-desert geography12.40%
Weighted potential-desert geography0.00%
Population banking-desert exposure9.38%
Population potential-desert exposure0.00%
Allocated population43,693.34
Allocated population in banking deserts4,098.92

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic3,017.542,560.5984.86%STANDARD
Asian non-Hispanic2,716.2383.223.06%STANDARD
Black non-Hispanic645.3627.104.20%LIMITED
Residents with disabilities5,518.20798.8614.48%HIGH
Hispanic4,434.78216.914.89%STANDARD
Older residents8,090.09523.336.47%HIGH
Other race non-Hispanic0.100.10100.00%LIMITED
People of color12,912.863,050.3623.62%HIGH
Two or more races non-Hispanic2,058.73147.917.18%STANDARD
White non-Hispanic30,780.481,048.573.41%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →