ZIP profile

Banking access in ZIP 98221

Washington · Skagit WA. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 19.2803. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index19.2803
National pressure rank#3,243 of 20,307
National percentile81.58
State pressure rank#79 of 387
State percentile73.9
Weighted banking-desert geography19.28%
Weighted potential-desert geography0.00%
Population banking-desert exposure23.90%
Population potential-desert exposure0.00%
Allocated population22,746.58
Allocated population in banking deserts5,436.00

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic161.9424.0014.82%LIMITED
Asian non-Hispanic561.73152.0027.06%LIMITED
Black non-Hispanic138.1038.0027.52%LIMITED
Residents with disabilities3,104.21665.1521.43%STANDARD
Hispanic1,019.32204.0020.01%STANDARD
Older residents6,824.571,840.0026.96%HIGH
Other race non-Hispanic42.017.0016.66%LIMITED
People of color2,679.17545.0020.34%STANDARD
Two or more races non-Hispanic679.56117.0017.22%LIMITED
White non-Hispanic20,067.414,891.0024.37%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →