ZIP profile

Banking access in ZIP 97885

Oregon · Wallowa OR. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 98.0497. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index98.0497
National pressure rank#143 of 20,307
National percentile98.01
State pressure rank#3 of 246
State percentile97.56
Weighted banking-desert geography98.05%
Weighted potential-desert geography0.00%
Population banking-desert exposure96.87%
Population potential-desert exposure0.00%
Allocated population1,350.69
Allocated population in banking deserts1,308.46

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic20.2920.1999.54%LIMITED
Asian non-Hispanic0.170.000.00%LIMITED
Black non-Hispanic4.594.0488.03%LIMITED
Residents with disabilities220.88213.1696.51%LIMITED
Hispanic40.0438.3795.82%LIMITED
Older residents301.44288.7595.79%LIMITED
Other race non-Hispanic0.150.000.00%LIMITED
People of color155.02152.1298.13%LIMITED
Two or more races non-Hispanic80.2880.1099.77%LIMITED
White non-Hispanic1,195.671,156.3596.71%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Metro association unavailable in this source. No city-level authority is included in this export.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →